The year 2020 has once again emphasised the need for better healthcare facilities and overall medical preparedness. Consequently, the Government of India has decided to allocate around Rs.69,000 crore to the healthcare sector to improve its services significantly. Also, the government has decided to expand the Ayushman Bharat scheme to provide necessary healthcare facilities to a wider citizen base.
Amidst the prevailing situation, telehealth services are one of the most convenient ways to provide required medical assistance and consultation to patients everywhere. Incorporating telehealth services, however, depends entirely on the availability of medical equipment, whose cost and installation is often expensive. Nevertheless, professionals have an option to avail a suitable medical equipment loan from leading financial institutions to promote access to better medical facilities.
Telehealth System – The way forward in healthcare improvement
Here is a list of ways in which healthcare professionals can provide improved medical services to patients through telehealth and make treatment accessible to them during emergencies.
- Using telemedicine to screen and control increasing cases or previously diagnosed cases.
- Providing convenient teleconsultation to patients staying at home, thus cutting down the risk of exposure to a communicable disease or otherwise.
- Ensuring timely follow-ups and check-ups and keeping a tab on a patient’s progress effectively.
- With the use of digital devices and advanced medical equipment like open MRI scanners, interactive screen and AI-based diagnostic tools, etc., medical professionals can assess patients safely and in time.
- By using digital diagnostic tools, doctors can promptly diagnose patients and advice on suitable treatments at the earliest. It is also one of the most important reasons to upgrade medical equipment at the earliest.
Availing a medical equipment loan, doctors can also easily purchase all the essential devices and equipment to carry out the diagnostic consultations smoothly.
Based on doctors’ assessment and use of telehealth optimisation, they can easily decide whether a patient needs immediate, in-person medical assistance or not. Likewise, it will also enable them to determine whether the entire treatment can be administered remotely.
Notably, the ability to provide quality treatment during a pan-locational emergency depends on the equipment used and a doctor’s expertise on the same.
While proper training on telemedicine can benefit their medical practice, availing a medical equipment loan for doctors from leading financial institutions like Bajaj Finserv will help to finance costly equipment purchase.
They also provide lucrative pre-approved offers to customers which makes availing credit more convenient and time-saving. Such offers are available on several financial products, including personal loan and business loan. Check your pre-approved offer in a few seconds by entering your name and contact details.
While at it, individuals should also check out the steps involved to apply for a hospital loan for doctors. Likewise, professionals who wish to upgrade the treatment facility at healthcare institutions may check out details about hospital loans and proceed with it accordingly.
Steps to avail credit for healthcare service advancement
Here is a step-by-step guide on how to apply for a doctor loan for medical equipment purchase and other financing needs for healthcare improvement.
Step 1: Look for a suitable lending institution
Individuals must check and compare loan features offered by the lending institutions. Typically, any lending institution providing a high loan value at competitive rates of interest against flexible repayment tenor will be suitable.
Step 2: Check the eligibility criteria
Generally, individuals with a registered MBBS, MDS and BHMS/BDS/BAMS with specified work experience are deemed eligible to apply for a medical equipment loan.
Step 3: Choose a suitable mode of application
Most financial institutions allow individuals to apply for the loan through both online and offline mode. As per their convenience, individuals can choose a suitable mode and proceed to apply.
Step 4: Submit the required documents
Mostly, documents like KYC documents, proof of income, medical registration certificate, etc. are required to avail a medical equipment credit.
Therefore, upgrading healthcare facilities with the help of loans, medical professionals will be able to treat patients more effectively. It will not only help them monitor and control a widespread medical emergency but also allow doctors to provide the required medical assistance conveniently. To upgrade the existing healthcare facilities, professionals can make a comparison of available medical equipment loan providers and apply suitably.