Know the important details of using the Bajaj EMI Card smartly


If you want to derive maximum value out of your Bajaj Finserv EMI Network Card, it is essential for you to use it wisely. In order to do so, you should get a firm understanding of the EMI Network Card’s benefits and understand precisely how it works. 

Get items now and pay gradually

When you have the Bajaj Finserv EMI Network Card, you essentially have access to an improved lifestyle. This is because you can purchase all the items of your dreams on equated monthly installments. You are able to purchase home appliances, gadgets, personal devices, furniture, gym equipment, and even professional courses and holidays that you might not otherwise be able to afford. You get to use the item first but pay for it in subsequent months in pocket-friendly monthly instalments. Additionally, you get to choose the repayment tenor depending on your income and your convenience. The repayment tenors are flexible and can be anywhere between 3 and 24 months.

Save on interest with No Cost EMI

Cardholders enjoy the benefit of No Cost EMI, or interest-free purchases when they use their Bajaj Finserv EMI Network Card to shop on the Bajaj Finserv EMI Store and partner stores. This means that you are not wasting your hard-earned money on interest. On the other hand, the money you would have otherwise spent on your purchases can stay in your savings account (or be invested), earning you interest.

In other words, when you use the EMI Network Card, you stand to save a substantial amount that would otherwise be spent on interest charges and processing fees.

Enjoy a high loan limit

You get up to Rs. 4 lakh pre-approved limit with your Bajaj Finserv EMI Network Card and it can be put to work when you make a variety of purchases. Besides the list we have already discussed, you can also use the EMI Network Card to buy anything from groceries to clothes. You can shop for over 1 million products.

Having a high loan limit is excellent because you can purchase multiple budget or mid-level items. Additionally, this limit stands as a testament to your creditworthiness and trustworthiness.

Get it quickly before a big-ticket purchase

Apply for Bajaj EMI Card online or offline as per your preference, and get your EMI card login details within minutes. Applying for the Bajaj Finserv EMI Network Card entails a simple 3-step process. You can either apply offline at a Bajaj Finserv partner store or you can apply for the card online. You can unlock a world of credit and improved lifestyle instantly when you receive your EMI card login details from Bajaj Finserv. 

So, before you buy a range of expensive home appliances for your new home, or before you splurge on wedding attire and a trousseau, you can simply apply for the Bajaj Finserv EMI Network Card. These are just a few examples. The EMI Network Card can come to your rescue whenever you feel like your needs exceed your present financial resources. 

Easy documentation and basic eligibility criteria

The two factors that make it possible for you to get your EMI Network Card at a moment’s notice are the minimal documentation and basic eligibility criteria. These easy-to-fulfil requirements are basic and are anything but prohibitive. 

The eligibility criteria are linked mainly to age and a regular income source. The applicant has to submit only proof of age, identity, address and regular income source. One can easily complete the process with basic documents like PAN Card, Aadhaar Card, Driving License and salary slips. 

Benefit from zero foreclosure charges

Let’s say you purchase a large screen TV on EMI, but soon after, receive an unexpected windfall. You can pay off your debt early if you so desire, and you do not have to pay any foreclosure charges as you would normally do in case of a loan. This makes the EMI Network Card extremely versatile and convenient to use.

Use your EMI Network Card to get more out of retailers

Your Bajaj Finserv EMI Network Card gives you access to doorstep demos, free home delivery and zero down payment facility on select models on the EMI Store. You can also use it at online retailers like Amazon, Flipkart and MakeMyTrip, not to mention online-offline brands like Croma and Vijay Sales. 

Use your EMI Network Card to compare and get better rates

Compare similar items from all the popular brands and also get exclusive offers and discounts when you use your EMI Network Card to shop on the Bajaj Finserv EMI Store. Additionally, the item you purchase will be delivered to your address within 24 hours of placing the order on the EMI Store!

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