What Should be Covered in iPhone Damage Protection Plan?

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iphone Damage Protection Plan

According to recent mobile sales reports collected from various sources, India has one of the biggest smartphone markets in the world. In 2019, Apple registered sales of an estimated 1.65 million units of their iPhones in India, with a rise of 6% compared to the previous year.

Compared to other smartphones available in the Indian market, Apple is regarded as a more flagship product. Thus, the requirement of iPhone insurance to insure such possessions is also high.

Even though iPhones are equipped with manufacturer guarantee with an option to extend it, availing an additional cover is also recommended for all-round protection. The reason being, manufacturer warranty does not provide coverage in case of accidental damages.

Therefore, before availing insurance for iPhone, customers should know the coverage they will receive under the said policy.

Coverage of iPhone damage protection plan

Accidental damage

Smartphones are delicate, and they are easily susceptible to damage. According to an online warranty company, around 30% of smartphone users tend to drop their phone accidentally.

Thus, users should avail an all-round insurance plan that will offer coverage in the event of any accidental damages. As mentioned above, the manufacturer warranty does not cover such scenarios. Therefore, such insurance plans are essential for iPhone users.

Theft and burglary

Expensive smartphones like iPhones are prone to theft, and a manufacturer warranty does not cover such cases. Thus, opting for an insurance plan is the right thing to do. Reputed mobile protection plans aid their customers in case of the damage to their phone screens due to an attempt of theft or burglary. Easy and hassle-free claim and settlement process reimburse the amount quickly.

Screen insurance

Screen damages are probably the most common scenario that every iPhone user faces. The screen of such expensive phones does not come cheap. Moreover, if it is not a mechanical failure, then a manufacturer warranty will not cover it.

Therefore, availing a mobile screen insurance policy is a good idea. It will cover every accidental damage, be it a liquid spill or dropping the phone accidentally.

Breakdown coverage

In case an iPhone suffers from any unexpected mechanical or electrical breakdown, it is a significant cause of concern for its owner. Any problem like this means a hefty repairing cost if it is not covered under warranty. Therefore, an insurance policy can relax this financial burden on the owner by offering reimbursement for all repairing and replacement costs.

These are four fundamental points that every iPhone insurance plan must cover. In case an individual wants to opt for an all-round insurance policy like this, they can apply for it online. Here is the process –

  1. Fill up the online application form with essential details like name, date of birth, phone number, etc.
  2. Enter the OTP sent to the registered phone number to authenticate the purchase.
  3. Make the payment via payment cards, mobile wallet, UPI, etc.

Apart from a general iPhone or OnePlus insurance, owners can get dedicated mobile screen insurance for their prized possessions. Reputed insurance aggregator, Bajaj Finserv, offers dedicated Mobile Phone Screen insurance policy for every smartphone among their Pocket Insurance & Subscriptions. Individuals can avail this policy by paying an affordable annual premium and enjoy coverage of up to Rs.10,000.

Additionally, smartphone users can insure the charger of their phone with mobile charger insurance policies, which make for a welcome addition. With a reasonable annual premium, individuals can avail a cover of up to Rs.5,000 under this particular policy.

In addition to safeguarding their mobile phones against loss or theft, individuals can avail a comprehensive wallet care plan, which offers protection for the contents of one’s wallet. By paying a nominal premium, one can avail coverage of up to Rs.2 lakh under this policy.

Even though smartphones can endure a bit more wear and tear as compared to before, they are still fragile items. However, when an individual is investing substantially in a phone like the iPhone, it is only plausible to avail iPhone insurance alongside to safeguard the investment.

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